Finance: Dollar Stretcher Tips
Cool Tips
Reader's Money Saving Tips
Cool Tips
As the temperature outside rises, so does our electric bills, elevated by all those fans and air conditioners. To minimize their elevation, prepare your air conditioner for the cooling season.
Clean the condenser coils on your window or through-the-wall units. Remove the cover to gain access to the coils and clean them with a soft bristle brush. While you're in there, clean out any lint build up and oil the motor if it is equipped with oil ports on the sides.
Outdoor compressors for whole house units could use a good cleaning, too. Remove sticks, leaves and those fluffy seeds with a hose sprayer.
Protecting your outdoor compressor or your window unit from the hot direct sun can help increase its energy efficiency.
Don't forget to clean or replace your air conditioner's filter.
Naomi K.
Simple Rash Soother
My daughter often has rashes from unknown causes so we tend to keep some of those expensive oatmeal bath preparations in the medicine cabinet. One night she came in from a long evening of playing outdoors, and of course, she had a rash. I discovered that we were out of the normal Aveeno oatmeal bath! Ugh! I decided to try regular oatmeal (not the instant flavored oatmeal) and put it into our coffee grinder. We had an instant oatmeal bath, and it worked even better than that drugstore stuff!
Roben K. in Fresno CA
Dinner to Go
For our vacation this summer, my family will be staying for a week in a beach condominium with a full kitchen. In order to save money and eat healthier, we have decided to keep eating out to a minimum. But, who wants to spend a lot of time cooking or haul a lot of ingredients?
So, I decided to pre-assemble freezer meals here at home using ingredients I bought on sale. The dinners will fit in a zipper bag and will stay cold in our ice chest until we get to our destination. They will go into the freezer and I will cook them up when we're ready to eat them. I'll just add a salad and some bread. We look forward to easy-to-prepare, affordable, and healthy meals away from home, and some great beach memories.
Erin J.
Creative Corn Silk Solution
While processing 400 ears of corn for freezing this week, our family needed extra corn silk brushes, so we improvised and discovered a great tip. Use a microfiber cloth to silk the corn before blanching. The microfiber cloth is slightly sticky to the corn silks and absorbs any corn milk. This eliminates the corn silk beautifully and makes less mess than a brush.
Linda in Raleigh NC
Natural Mosquito Repellent
I read in a book about putting basil around and the mosquitoes will leave you alone. I had a plant growing in my home and took it outdoors on the 4th of July. I sat on the porch for about four hours to watch the fireworks and did not see one mosquito.
Janet
Cleaning Discount
Cleaning products are so expensive and take up an unbelievable amount of space to store. We mix equal parts of vinegar and water and a few drops of dishwashing liquid into a spray bottle to use as everyday household cleaner. This works great on sinks, shower stalls, tile and linoleum floors, counter tops, etc. Plus, it saves a ton at the discount stores at check out.
Denise O. in Beemer, NE
Nasty Gnats
To get rid of gnats, fill a disposable pie pan with 1 3/4 cups white vinegar, 1 tablespoon liquid dish soap, and 2 cups water. Let this mixture sit on your kitchen counter or other problem area. You will be surprised at how many you'll get.
Melissa J. in Madison, IN.
Divide and Conquer
When I buy any plant at the store, I separate the perennials when I get home. I bought a plant for $4.99 and was able to get five plants out of it, putting it in different parts of my yard. Make sure to only buy the healthiest plants.
Melinda M.
Cool Slumber
Place a wet washcloth somewhere on yourself when you lie down to sleep with a fan set on "Low" blowing directly on you. You'll cool off fast because the heat of your body will be drawn to the "cold spot." This works the same way if you put a cold wet towel around your neck while you do yard work, etc.
Diane S. in North Olmsted, OH
Removing Mildew
Borax is one of those often forgotten cleaners our grandparents swore by. To remove mildew from upholstery and other fabrics, soak a sponge in a solution of 1/2 cup borax dissolved in 2 cups hot water, and rub it into the affected areas. Let it soak in for several hours until the stain disappears, then rinse well.
To remove mildew from clothing, soak it in a solution of 2 cups borax in 2 quarts (2 liters) water. Of course, modern fabrics can be a bit more fragile than our grandmother's generation, so it's a good idea to test a hidden corner first for sensitivity, but so far I haven't found any problems.
Pam M.
For
more than 25 years, Gary Foreman has worked to manage money
effectively. He's been a financial planner and purchasing
manager. He currently edits The Dollar Stretcher website www.TheDollarStretcher.com and several newsletters. His mission is to help people "Live Better for Less."
While helping clients manage their hard earned money, he applied commonsense, time-tested techniques during the turbulent 1980's. The experience convinced him that you didn't need to hit the lottery to accumulate significant wealth.
Following that, Gary had an opportunity to learn more about how to get the best value for a dollar spent. As the Purchasing Manager for a computer manufacturer, he was responsible for supervising over $10 million in purchases each year.
Today, Gary spends his time editing The Dollar Stretcher newsletters and website. He enjoys the give and take of the internet and likes nothing better than to help people achieve their financial goals.
Gary lives in South Florida along with his wife of thirty years and their two children. When he has a free moment you'll find him restoring a Checker station wagon nicknamed "Two Ton" or cruising a '65 Impala convertible with doo-wops playing in the backgroun
Cool Tips
Reader's Money Saving Tips
Cool Tips
As the temperature outside rises, so does our electric bills, elevated by all those fans and air conditioners. To minimize their elevation, prepare your air conditioner for the cooling season.
Clean the condenser coils on your window or through-the-wall units. Remove the cover to gain access to the coils and clean them with a soft bristle brush. While you're in there, clean out any lint build up and oil the motor if it is equipped with oil ports on the sides.
Outdoor compressors for whole house units could use a good cleaning, too. Remove sticks, leaves and those fluffy seeds with a hose sprayer.
Protecting your outdoor compressor or your window unit from the hot direct sun can help increase its energy efficiency.
Don't forget to clean or replace your air conditioner's filter.
Naomi K.
Simple Rash Soother
My daughter often has rashes from unknown causes so we tend to keep some of those expensive oatmeal bath preparations in the medicine cabinet. One night she came in from a long evening of playing outdoors, and of course, she had a rash. I discovered that we were out of the normal Aveeno oatmeal bath! Ugh! I decided to try regular oatmeal (not the instant flavored oatmeal) and put it into our coffee grinder. We had an instant oatmeal bath, and it worked even better than that drugstore stuff!
Roben K. in Fresno CA
Dinner to Go
For our vacation this summer, my family will be staying for a week in a beach condominium with a full kitchen. In order to save money and eat healthier, we have decided to keep eating out to a minimum. But, who wants to spend a lot of time cooking or haul a lot of ingredients?
So, I decided to pre-assemble freezer meals here at home using ingredients I bought on sale. The dinners will fit in a zipper bag and will stay cold in our ice chest until we get to our destination. They will go into the freezer and I will cook them up when we're ready to eat them. I'll just add a salad and some bread. We look forward to easy-to-prepare, affordable, and healthy meals away from home, and some great beach memories.
Erin J.
Creative Corn Silk Solution
While processing 400 ears of corn for freezing this week, our family needed extra corn silk brushes, so we improvised and discovered a great tip. Use a microfiber cloth to silk the corn before blanching. The microfiber cloth is slightly sticky to the corn silks and absorbs any corn milk. This eliminates the corn silk beautifully and makes less mess than a brush.
Linda in Raleigh NC
Natural Mosquito Repellent
I read in a book about putting basil around and the mosquitoes will leave you alone. I had a plant growing in my home and took it outdoors on the 4th of July. I sat on the porch for about four hours to watch the fireworks and did not see one mosquito.
Janet
Cleaning Discount
Cleaning products are so expensive and take up an unbelievable amount of space to store. We mix equal parts of vinegar and water and a few drops of dishwashing liquid into a spray bottle to use as everyday household cleaner. This works great on sinks, shower stalls, tile and linoleum floors, counter tops, etc. Plus, it saves a ton at the discount stores at check out.
Denise O. in Beemer, NE
Nasty Gnats
To get rid of gnats, fill a disposable pie pan with 1 3/4 cups white vinegar, 1 tablespoon liquid dish soap, and 2 cups water. Let this mixture sit on your kitchen counter or other problem area. You will be surprised at how many you'll get.
Melissa J. in Madison, IN.
Divide and Conquer
When I buy any plant at the store, I separate the perennials when I get home. I bought a plant for $4.99 and was able to get five plants out of it, putting it in different parts of my yard. Make sure to only buy the healthiest plants.
Melinda M.
Cool Slumber
Place a wet washcloth somewhere on yourself when you lie down to sleep with a fan set on "Low" blowing directly on you. You'll cool off fast because the heat of your body will be drawn to the "cold spot." This works the same way if you put a cold wet towel around your neck while you do yard work, etc.
Diane S. in North Olmsted, OH
Removing Mildew
Borax is one of those often forgotten cleaners our grandparents swore by. To remove mildew from upholstery and other fabrics, soak a sponge in a solution of 1/2 cup borax dissolved in 2 cups hot water, and rub it into the affected areas. Let it soak in for several hours until the stain disappears, then rinse well.
To remove mildew from clothing, soak it in a solution of 2 cups borax in 2 quarts (2 liters) water. Of course, modern fabrics can be a bit more fragile than our grandmother's generation, so it's a good idea to test a hidden corner first for sensitivity, but so far I haven't found any problems.
Pam M.
For
more than 25 years, Gary Foreman has worked to manage money
effectively. He's been a financial planner and purchasing
manager. He currently edits The Dollar Stretcher website www.TheDollarStretcher.com and several newsletters. His mission is to help people "Live Better for Less."While helping clients manage their hard earned money, he applied commonsense, time-tested techniques during the turbulent 1980's. The experience convinced him that you didn't need to hit the lottery to accumulate significant wealth.
Following that, Gary had an opportunity to learn more about how to get the best value for a dollar spent. As the Purchasing Manager for a computer manufacturer, he was responsible for supervising over $10 million in purchases each year.
Today, Gary spends his time editing The Dollar Stretcher newsletters and website. He enjoys the give and take of the internet and likes nothing better than to help people achieve their financial goals.
Gary lives in South Florida along with his wife of thirty years and their two children. When he has a free moment you'll find him restoring a Checker station wagon nicknamed "Two Ton" or cruising a '65 Impala convertible with doo-wops playing in the backgroun